五级贷款分类是什么意思-五级贷款分类的词语解释-相关组词-词语-近音词-同音词 - 掌上跨屏通词语词典

题目

更新时间：2025-02-09 11:59:51

求解答，词语五级贷款分类是什么意思？再说说五级贷款分类有什么含义？

答案

五级贷款分类的百科含义

贷款五级分类制是银行主要依据借款人的还款能力，即最终偿还贷款本金和利息的实际能力，确定贷款遭受损失的风险程度，其中后三类称为不良贷款。此前的贷款四级分类制度是将贷款划分为正常、逾期、呆滞、损失四类。

五级贷款分类的词语组词

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